{"id":572,"date":"2008-09-17T02:10:35","date_gmt":"2008-09-17T02:10:35","guid":{"rendered":"http:\/\/kimtree.net\/blog\/?p=572"},"modified":"2008-09-17T02:10:35","modified_gmt":"2008-09-17T02:10:35","slug":"%ec%9d%b4%eb%b2%88-%eb%af%b8%ea%b5%ad-%ea%b8%88%ec%9c%b5-%ec%82%ac%ed%83%9c%ec%97%90-%eb%8c%80%ed%95%9c-%ec%9d%b4%ed%95%b4-%ec%89%ac%ec%9a%b4-%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/blog.kimtree.net\/?p=572","title":{"rendered":"\uc774\ubc88 \ubbf8\uad6d \uae08\uc735 \uc0ac\ud0dc\uc5d0 \ub300\ud55c \uc774\ud574 \uc26c\uc6b4 \uc815\ub9ac"},"content":{"rendered":"

\t\t\t\t\ubbf8\uad6d\uc5d0\uc11c \ub9ac\uba3c \ube0c\ub77c\ub354\uc2a4\uc758 \ud30c\uc0b0\uc2e0\uccad\uacfc \ubbf8 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc774\uc0ac\ud68c(FRB)\uc5d0\uc11c \ub300\ucd9c \uc9c0\uc6d0 \uac80\ud1a0\uc911\uc778 AIG\uc0ac\uc758
\ud604\uc2e4\uc5d0\uc11c \uc774\ud574\ub294 \uc798 \uc548\uac00\ub354\ub77c\ub3c4 \ub300\ucda9 \ud070 \uae08\uc735 \uc704\uae30\uac00 \ub2e5\ucce4\ub2e4\uace0 \uc544\uc2e4\ub4ef \ud569\ub2c8\ub2e4. \uc774\uc5d0 \uad00\ub828\ud574\uc11c
\uc774\ud574 \uc27d\uac8c \uc815\ub9ac\ud574 \ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc77c\ub2e8 \uc790\uc8fc \ub098\uc624\ub294 \uc6a9\uc5b4\ub97c \uad6c\uacbd\ud574 \ubcf4\uc790\uba74 \uc77c\ub2e8 \uc774\ubc88 \uc0ac\ud0dc\uc758 \ud575\uc2ec\uc774 \ub41c
” \uc11c\ube0c \ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub860<\/b><\/font> ” \uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubbf8\uad6d\uc758 \ubaa8\uae30\uc9c0\ub860(\uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c)\uc740 \uc2e0\uc6a9 \ub4f1\uae09\ubcc4\ub85c \ub098\ub258\uac8c \ub418\ub294\ub370 \ucd5c\uc0c1 \ub4f1\uae09\uc778 \ud504\ub77c\uc784<\/font><\/u>,
\uc911\uac04 \ub4f1\uae09\uc778 \uc54c\ud2b8-A<\/font><\/u> \uadf8 \ub2e4\uc74c\uc73c\ub85c \ub4f1\uae09\uc774 \uc81c\uc77c \ub0ae\uc740 \uc11c\ube0c \ud504\ub77c\uc784<\/u><\/font>\uc73c\ub85c \ub098\ub258\uac8c \ub429\ub2c8\ub2e4.<\/p>\n

\uc11c\ube0c \ud504\ub77c\uc784\uc740 \uac70\uc758 100%\uc5d0 \uac00\uae4c\uc6b4 \ub300\ucd9c<\/font>\uc744 \ud574\uc8fc\uba74\uc11c \uae08\ub9ac\uac00 \ub192\uc544 \uc218\uc775\ub960\uc774 \uc0c1\ub2f9\ud588\uace0 \uc774\ub85c \uc778\ud574,
\ub9ce\uc740 \uae30\uc5c5\uacfc \ud5f7\uc9c0 \ud380\ub4dc \ub4f1\uc5d0\uc11c \ud22c\uc790\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud589\uc774 \uc11c\ube0c \ud504\ub77c\uc784 \ub300\ucd9c\uc744 \ud558\uba74\uc11c \ud398\ub2c8\uba54\uc774,\ud504\ub798\ub514\ub9e5\uc744
\ud1b5\ud574 \ubaa8\uae30\uc9c0\ucc44\uad8c\uc744 \ubc1c\ud589\ud569\ub2c8\ub2e4. \uc774 \ucc44\uad8c\uc744 \ud22c\uc790\ud68c\uc0ac(\ubca0\uc5b4\uc2a4\ud134\uc2a4,\uba54\ub9b4\ub9b0\uce58,\ub9ac\ub9cc)\uac00 \uc5ec\uae30\uc5d0 \ub3c8\uc744 \ud22c\uc790\ud558\uace0 \ub610
\uc774\uac78 \ucabc\uac1c\uc11c \uae08\uc735\uc0c1\ud488\uc73c\ub85c \ud314\uc544 \ub3c8\uc744 \ubc95\ub2c8\ub2e4. \ubd80\ucc44\uc0c1\ud488\uc758 \ub9ac\uc2a4\ud06c\uac00 \uc740\ud589\uc5d0\uc11c \uc5ec\ub7ec \uae30\uc5c5\uc744 \uac70\uccd0 \ud22c\uc790\ud68c\uc0ac\uc640
\ud22c\uc790\uc790\uc5d0\uac8c \uc804\uc774\ub418\uac8c \ub429\ub2c8\ub2e4.<\/p>\n

\uadf8\ub7f0\ub370 2000\ub144\ub300\uc5d0 \ub4e4\uc5b4\uc11c\uba74\uc11c IT \ubc84\ube14\ub85c \uc778\ud55c \uc99d\uc2dc \ucda9\uaca9\uc744 \uc644\ud654\uc2dc\ud0a4\uae30 \uc704\ud574\uc11c \uacfc\ub3c4\ud55c \uae08\ub9ac\uc778\ud558\ub97c \ud558\uac8c \ub418\uace0
\uacb0\uad6d \uadf8\uac8c ‘\uacfc\uc789\uc720\ub3d9\uc131’ \uacf5\uae09\uc73c\ub85c \uc774\uc5b4\uc838\uc11c \uc2e4\ubb3c \uc790\uc0b0\ub4e4\uc758 \uac00\uaca9\ub4e4\uc744 \uc62c\ub9ac\ub294 \uc778\ud50c\ub808\uc774\uc158 \ud604\uc0c1\uc774 \uc2ec\ud654\ub418\uace0 \uc774\ub85c \uc778\ud574
\ub9ce\uc740 \uc11c\ubbfc\ub4e4\uc774 \ubaa8\uae30\uc9c0\ub860\uc744 \uc774\uc6a9\ud558\uba74\uc11c \uc11c\ube0c \ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub860\uc758 \ube44\uc728\uc774 \ud06c\uac8c \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\n\uc774\ub807\uac8c \uae09 \uc0c1\uc2b9\ud558\ub358 \ubd80\ub3d9\uc0b0 \uac00\uaca9\uc774 \ud55c\ud480 \uaebe\uc774\uba74\uc11c<\/font> FRB\uc5d0\uc11c \uae08\ub9ac \uc778\uc0c1 \ub300\ucc45<\/font>\uc744 \ub0b4\ub193\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.
\uc774\uc5d0 \ub530\ub77c \ub450\uac1c\uc758 \uc545\uc7ac<\/b>\ub85c \uc11c\ubbfc\ub4e4\uc740 \uc81c\ub54c \uc6d0\ub9ac\uae08\uc744 \uac1a\uc9c0 \ubabb\ud558\uace0 \uc5f0\uccb4\uc728\uc774 20%\ub85c \uc0c1\uc2b9\ud568\uc5d0 \ub530\ub77c
2007\ub144 4\uc6d4 \ubbf8\uad6d \uc81c2\uc758 \uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub860 \ud68c\uc0ac\uc778 \ub274 \uc13c\ud2b8\ub9ac \ud30c\uc774\ub0b8\uc15c(New Century Financial)\uc774
\ud30c\uc0b0 \uc2e0\uccad\uc744 \ub0b4\ub294 \uac83\uc744 \uc2dc\uc791\uc73c\ub85c \uc774\ub978\ubc14 ‘\uc11c\ube0c\ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub860 \uc0ac\ud0dc’\uac00 \uc77c\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n

\uc11c\ube0c \ud504\ub77c\uc784 \ub4f1\uae09\uc758 \uc11c\ubbfc\ub4e4\uc5d0\uac8c \ub300\ucd9c\uc744 \ud574\uc8fc\ub294 \ud68c\uc0ac(\uc77c\ubc18 \uc740\ud589)\ub294 \uc790\uae30\ub3c8\uc73c\ub85c \ub300\ucd9c\uc744 \ud574\uc8fc\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc774\ub4e4\uc758
\uc8fc\ud0dd\ub2f4\ubcf4\ub97c \uc7ac\uc124\uc815\ud574\uc11c \ud0c0 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ub2e4\uc2dc \ub300\ucd9c\uc744 \ubc1b\uc544 \uc4f0\ub294\ub370 \uc774\uac8c \uc8fc\ud0dd \ub2f4\ubcf4 \uc99d\uad8c (MBS)\uc73c\ub85c \ubc1c\ud589\ud558\uac8c \ub429\ub2c8\ub2e4.
\uc774 \uc8fc\ud0dd \ub2f4\ubcf4 \uc99d\uad8c\uc744 \ud22c\uc790\ud68c\uc0ac\ub098 \uae30\ud0c0 \ud68c\uc0ac\ub4e4\uc774 \uc0ac\ub4e4\uc774\uba74\uc11c \uc774\uc790\ub97c \ubc1b\uc2b5\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc99d\uad8c\ud654 \uae4c\uc9c0\ub294 \uc88b\uc558\uc73c\ub098,\uacfc\uc815\uc5d0\uc11c \uc11c\ube0c \ud504\ub77c\uc784\uc758 \ubd80\uc2e4\ucc44\uad8c\uc728\uc774 \uc0c1\uc2b9\ud588\uc744\ub54c \ubc1c\ud589\ud55c MBS\ub098 MBS\ub85c \ud30c\uc0dd\ub41c \uc774\ubc88 \ub9ac\uba3c \ube0c\ub77c\ub354\uc2a4 \uc0ac\uc758 \ub2e4\uc591\ud55c \ud30c\uc0dd \uc0c1\ud488\ub4f1   \uc5d0\uc11c \ubc8c\uc5b4\uc9c8 \uc218 \uc788\ub294 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \ud30c\uc545\uc774 \ub418\uc9c0 \ubabb\ud558\uc600\ub2e4\ub294 \uc810 \uc785\ub2c8\ub2e4. \ub354\ubd88\uc5b4 \uc0c1\ud658 \ub2a5\ub825\uc774 \ub418\uc9c0 \uc54a\uc73c\uba74\uc11c \ub300\ucd9c\uc744 \ubc1b\uc740 \ubbf8\uad6d\uc758 \uc11c\ubbfc\uacc4\uce35\uc774 \uc774\ubc88 \uc0ac\ud0dc\uc5d0 \uc8fc\ub41c \ucd09\ub9e4\uc7ac\uac00 \ub418\uc9c0 \uc54a\uc558\ub098 \uc2f6\uc2b5\ub2c8\ub2e4. \uc704 \ub0b4\uc6a9\uc5d0\uc11c \ubcf4\uc2dc\ub2e4 \uc2dc\ud53c \ubd80\ub3d9\uc0b0 \uac00\uaca9\uc774 \ud55c\ud480 \uaebe\uc774\uba74\uc11c \uc11c\ube0c \ud504\ub77c\uc784 \ubaa8\uae30\uc9c0 \ub860\uc774 \uc218\uc775\uc744 \ub0b4\uc9c0 \ubabb\ud558\uace0 \ud22c\uc790\uc790\ub4e4\uc740 \ubd88\uc548\ud55c \uc0c1\ud0dc\uc5d0 \ub193\uc774\uac8c \ub418\uace0 \uc6d0\uae08 \uc0c1\ud658\uc744 \uc704\ud574 \ud658\ub9e4\ub97c\uc694\uad6c\ud558\ub294\ub370 \uc218\uc775\ub960\ub3c4 \uc5c6\uc73c\uba74\uc11c \ud604\uae08 \uc870\ub2ec\uc774 \uc5b4\ub835\ub2e4 \ubcf4\ub2c8 \uc804 \uae08\uc735\uae30\uad00\uc774 \uc5f0\uc1c4\uc801\uc73c\ub85c \ubd80\uc2e4\uc5d0 <\/font>\ub178\ucd9c<\/font>\ub418\ub294 \uac83 \uc785\ub2c8\ub2e4.<\/p>\n

\uadf8\ub9ac\uace0 \uc774\ub85c \uc778\ud55c \ud55c\uad6d\uc758 \uc704\uae30\ub294 67\uc5b5\ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \ud55c\uad6d \ucc44\uad8c\uc758 \ub9cc\uae30\uac00 \uc774\ub2ec \ub3c4\ub798\ud558\ub294\ub370 \uc7a0\uc7ac\uc801\uc73c\ub85c
\uc6d0\ud654\uc758 \ud558\ub77d\uc774 \ub420 \uc218 \uc788\uace0 \uc0c1\ud669\uc774 \ub098\ube60\uc9c8\uc218 \uc788\ub2e4\ub294 \uc0c1\ud669\uc774 \ubcf4\uace0 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uc6b8\ub7ec HSBC\uc758 \ud504\ub808\ub370\ub9ad
\ub178\uc774\ub9cc \uc544\uc2dc\uc544 \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc5d0 \ub530\ub974\uba74 “\ud55c\uad6d\uc740 \ub2e8\uae30 \uc678\ucc44 \ube44\uc728\uc5d0 \ube44\ud574 \uc678\ud658\ubcf4\uc720\uc561\uc774 \ubd80\uc871<\/font>\ud558\ub2e4”\uba74\uc11c
 “\ud55c\uad6d\uc740 \uc6d0\uc720 \uc218\uc785 \ud5f7\uc9c0 \ube44\uc6a9 \ub4f1\uc73c\ub85c \uc77c\ub144\ub0b4 \ub9cc\uae30\uac00 \ub3c4\ub798\ud558\ub294 \ucc44\ubb34\uac00 2156\uc5b5\ub2ec\ub7ec \uc815\ub3c4 \uc788\ub2e4”\uace0 \ubc1d\ud614\ub2e4\uace0 \ud569\ub2c8\ub2e4.       \uadf8\ub9ac\uace0 \ud55c\uad6d \uc815\ubd80\uc758 \uc678\ud55c \ubcf4\uc720\uc561\uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \ubbf8\uad6d \ubaa8\uae30\uc9c0 \uc720\ub3d9\ud654 \uc99d\uad8c\uc774\uae30 \ub54c\ubb38\uc5d0 \ubbf8\uad6d\uc758 \ubb38\uc81c\uac00 \uc2ec\uac01\ud574
\uc9c8 \uc218\ub85d \ud55c\uad6d\uc758 \uc678\ud658 \ubcf4\uc720\uc561\uc758 \uc720\ub3d9\uc131 \uc704\uae30\uac00 \ub2e5\uce60 \uc218\ub3c4 \uc788\uace0 \uc678\uad6d\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ub2ec\ub7ec \uc790\uae08 \uacf5\uae09\uc744 \uc704\ud574
\uad6d\ub0b4 \uc2dc\uc7a5\uc5d0\uc11c \ub9e4\ub3c4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ud558\uba74\uc11c \ud55c\uad6d \ub2ec\ub7ec\ud654 \ubcf4\uc720\uc815\ub3c4\uc5d0 \uc704\uae30<\/strong>\uac00 \ub2e5\uce60 \uac83 \uc774\ub77c\uace0 \uc608\uc0c1\ud558\uace0
\uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n

\ub354\ubd88\uc5b4 \uc544\uc9c1 \uae4c\uc9c0\ub3c4 \ud22c\uc790\uc758 \uc5f0\uacb0\uace0\ub9ac\uac00 \uc815\ud655\ud788 \ud30c\uc545\ub418\uc9c0 \uc54a\ub294 \uc0c1\ud0dc\uc5d0\uc11c \uc190\uc2e4\uacfc \uadf8 \uc190\uc2e4\uc5d0 \ub300\ud55c \uaddc\ubaa8 \uc870\ucc28
\ud30c\uc545\uc774 \ubd88\uac00\ub2a5\ud55c\uac8c \ubbf8\uad6d \uae08\uc735 \ub300\ub780\uc758 \ud604\uc2e4\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ubbf8\uad6d\uc5d0\uc11c \ub9ac\uba3c \ube0c\ub77c\ub354\uc2a4\uc758 \ud30c\uc0b0\uc2e0\uccad\uacfc \ubbf8 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 \uc774\uc0ac\ud68c(FRB)\uc5d0\uc11c \ub300\ucd9c \uc9c0\uc6d0 \uac80\ud1a0\uc911\uc778 AIG\uc0ac\uc758\ud604\uc2e4\uc5d0\uc11c \uc774\ud574\ub294 \uc798 \uc548\uac00\ub354\ub77c\ub3c4 \ub300\ucda9 \ud070 \uae08\uc735 \uc704\uae30\uac00 \ub2e5\ucce4\ub2e4\uace0 \uc544\uc2e4\ub4ef \ud569\ub2c8\ub2e4. \uc774\uc5d0 \uad00\ub828\ud574\uc11c \uc774\ud574 \uc27d\uac8c \uc815\ub9ac\ud574 \ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc77c\ub2e8 \uc790\uc8fc \ub098\uc624\ub294 \uc6a9\uc5b4\ub97c \uad6c\uacbd\ud574 \ubcf4\uc790\uba74 \uc77c\ub2e8 \uc774\ubc88 \uc0ac\ud0dc\uc758 \ud575\uc2ec\uc774 \ub41c ” \uc11c\ube0c \ud504\ub77c\uc784 \ubaa8\uae30\uc9c0\ub860 ” \uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \ubaa8\uae30\uc9c0\ub860(\uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c)\uc740 \uc2e0\uc6a9 \ub4f1\uae09\ubcc4\ub85c \ub098\ub258\uac8c \ub418\ub294\ub370… Read More »\uc774\ubc88 \ubbf8\uad6d \uae08\uc735 \uc0ac\ud0dc\uc5d0 \ub300\ud55c \uc774\ud574 \uc26c\uc6b4 \uc815\ub9ac<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-572","post","type-post","status-publish","format-standard","hentry","category-old-posts"],"_links":{"self":[{"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=\/wp\/v2\/posts\/572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=572"}],"version-history":[{"count":0,"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=\/wp\/v2\/posts\/572\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.kimtree.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}